If your roof is damaged, you will need to submit a claim to your homeowner’s insurance company. Although the claims process is fairly simple, it can often become entangled in unforeseen issues that arise between you and your insurer. As a result, the insurance company may deny your claim or offer a settlement that does not reflect the nature and extent of the roof damage.
The best way to mitigate these issues and get the coverage you need for roof repairs is to work directly with your roofing company in Florida. Quality Roofing offers comprehensive roof insurance claims help in Florida. We can assess the roof damage, meet with the insurance adjuster, help you file your claim, and perform a complete roof repair to restore your roof.
Before you contact your insurance company, call Quality Roofing at (850) 204-0443 and schedule a free roof inspection.
Our Roof Insurance Claims Process
Our roofing contractors follow a proven step-by-step process so that your insurance claim is handled properly from start to finish.
Step1: Roof Inspection
Once you contact our team, we schedule a roof inspection to establish the cause of the damage, assess the value of your claim, and estimate the cost of repairs. During the inspection, we look at the extent of any damage beyond just the roof. For instance, we assess any structural or systemic damage that we need to address to repair the roof safely.
Step 2: Meet with the Adjuster
If possible, we will meet with the adjuster when they arrive at the scene. Our roofing professionals can “talk shop” with the adjuster. Having a roofer on site when the insurance adjuster arrives is an effective way to confirm the cause of the damage and the repairs needed to restore your roof. It also keeps you from being put on the spot in case the adjuster asks any questions.
Step 3: File Your Claim
Once we perform an inspection and gather all the information we need, we can help you file your roof insurance claim. The time frame allotted to you to file a claim with your insurance company for roof repairs depends on the damage done as well as your company’s policy. It is important to contact us as soon as possible after your roof is damaged so that we can start the claims process.
Step 4: Repair Your Roof
Once we file your claim, we work directly with your insurer from that point forward. Each insurance company has a different process for roof damage coverage and payouts. We simply follow their process, while working closely with you through each stage of repair. By working together, all parties involved can fully restore your roof, and we perform the work according to the agreement between you and your insurer.
Call Us Before You Contact Your Insurance Company
You have probably heard it said that the first thing you should do after your roof is damaged contacts your insurance company. While it is true that you should call your insurer as soon as possible, you may want to contact us beforehand. Why?
- We perform a thorough roof inspection to ensure accuracy.
- We do not represent the insurance company—therefore, our inspections are unbiased.
- A roofing professional can speak on your behalf when meeting with the adjuster.
- We are licensed, experienced, and qualified to perform post-storm roof damage.
- We have a long-standing working relationship with many insurance companies in Florida.
Roof damage is often catastrophic, putting you and your family in an unstable situation. Quality Roofing can ease the pressure of an already stressful situation by guiding you through the claims process. You don’t have to feel alone and helpless when repairing your roof.
Schedule a Free Roof Inspection
Next time your roof gets damaged by a fire or hurricane, you can have peace of mind knowing that you are working with roofing professionals who understand roof insurance claims. Quality Roofing offers premier roofing services for homeowners in Florida. Call (850) 204-0443 or fill out the quick form on our contact page to schedule a free roof inspection.