The Learning Center

Fallen tree on house

Roof Insurance Claims Help in Florida

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If your roof is damaged, you will need to submit a claim to your homeowner’s insurance company. Although the claims process is fairly simple, it can often become entangled in…

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Insurance agent with calculator

Will a New Roof Lower My Homeowner’s Insurance?

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One of the main things to consider before scheduling a roof replacement in Florida is how it will affect your homeowner’s insurance rates. Like most homeowners, you may assume that…

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Woman on her cell phone

Should I Call a Roofer or an Insurance Company First?

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Before you contact your insurance company, try calling a roofing contractor first and schedule an inspection to assess the damage. Why call a contractor first? Because the contractor can give…

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Tree damage to a roof

What Kind of Roof Damage Does Homeowner’s Insurance Cover?

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Homeowner’s insurance covers catastrophic roof damage that is not related to homeowner negligence or abuse. For instance, an insurance policy typically covers a new roof that has been damaged by…

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Roof inspector on roof

Would Your Roof Fail a Homeowners Insurance Inspection?

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Whether you purchase a home or have lived in your current home for several years, your insurer may require a homeowners insurance inspection. The insurance company sends an adjuster to…

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Two men looking over documents

How Do I Insure a House with a Bad Roof?

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The roof is a core component of your home since it provides the most protection against the harsh Florida climate. Therefore, keeping your roof in top condition is essential especially…

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Flat commercial roof

Is a Flat Roof Covered by Homeowners Insurance?

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Most homeowners insurance companies will provide some type of coverage for flat roofs. However, insuring a house with a flat roof often comes at a high price. The insurance company…

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Large house

How Your Roof Shape Affects Your Insurance Premium

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Your home’s floor plan determines what type of roof sits atop the house. For instance, a box-shaped house may require a simple roof with two sides. A two-story, L-shaped house…

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Roof inspector on roof

What Do Insurance Adjusters Look for on Roofs?

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Whether you are filing a homeowner’s insurance claim or need to schedule a mandatory insurance roof inspection, it is important to know what the insurance adjuster’s role is and what…

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Roof inspector with a clip board

What to Know About Roof Inspections for Insurance

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When was the last time you scheduled a professional roof inspection? Your insurance company may want to know. For some insurers, roofing inspections are not just a good idea—they are…

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