When you invest in a new roof or buy a home, understanding the details of your home roof warranty is essential. Homeowners often ask, "Do home warranties cover roofs?" While a warranty can provide peace of mind, it’s important to know what coverage it offers, especially when it comes to roof repairs and replacements.
This article explores home roof warranties, explains what they typically cover, and highlights how Quality Roofing Solutions can help you navigate roofing issues with confidence.
What Does a Home Warranty Typically Cover?
A home warranty generally covers major home systems and appliances, such as:
- Plumbing, heating, and cooling systems
- Electrical components
- Appliances like ovens, water heaters, and garage door openers
- Special items like swimming pools and septic systems
- Roof leak repairs (in some cases)
However, home warranties typically do not cover items that have been neglected or haven't received proper routine maintenance. Moreover, they rarely cover DIY repairs or jobs performed by non-certified contractors.
Note: Coverage details can vary between providers. Always review your home warranty contract carefully to understand specific exclusions and limitations.
Do Home Warranties Cover Roof Replacements?
One of the most frequently asked questions is, "Do home warranties cover roofs?" While they might cover minor roof leak repairs, most home warranty plans do not include a full roof replacement unless explicitly stated. This is due to two main reasons:
- Manufacturer Warranty – This warranty covers defects in the materials used in your home, such as roofing materials. It is separate from your homeowner's insurance. The extent of coverage varies by manufacturer.
- Contractor Warranty – This warranty is issued by the contractor who installed your roof. It guarantees that the work meets or exceeds industry standards and that it was completed according to the contract specifications.
Certified roofing contractors, like Quality Roofing Solutions, often offer warranties that cover both the materials and the craftsmanship. As a CertainTeed Select ShingleMaster member, Quality Roofing Solutions offers extended warranties backed by one of the most reputable manufacturers in the industry.
Why Roof Replacements Are Rarely Covered
Another reason home warranties typically don’t cover roof replacements is that a well-installed roof often outlasts the warranty itself. Most roofs last 20 years or more, while many home warranties only cover roof leaks for a year with the option to renew annually.
Without proper routine maintenance, even the best warranty won’t cover damage caused by neglect. That’s why it's crucial to work with a trusted roofing contractor, like Quality Roofing Solutions, to perform regular roof inspections and maintenance.
When Homeowners Insurance May Help
If your home warranty doesn’t cover your roof replacement, your homeowner’s insurance may be a solution. Policies often cover damage caused by storms, fires, or vandalism. However, if your roof damage results from neglect or improper maintenance, your insurance claim may be denied.
It’s essential to document the cause of the damage and demonstrate that it was due to an unforeseen event. Working with a reputable roofing contractor, like Quality Roofing Solutions, can make this process easier by providing professional roof inspections and documentation.
Are There Warranties for Roof Replacements?
Yes, if you need a roof replacement, you can get a warranty on your new roof. Both manufacturer warranties (covering materials) and contractor warranties (covering workmanship) apply to new roof installations. To protect your warranty:
1. Schedule routine maintenance according to manufacturer or contractor specifications.
2. Work with the same contractor for maintenance and repairs to ensure continuity.
3. Register all warranties with the manufacturers.
By working with Quality Roofing Solutions, you can ensure that your new roof meets industry standards and is backed by a solid warranty. Our roofing warranty provides homeowners with peace of mind, covering workmanship and materials to protect your investment.
How Quality Roofing Solutions Can Help
At Quality Roofing Solutions, we are committed to helping homeowners in Florida navigate the complexities of roof warranties, repairs, and replacements.
Stop by and see your trusted Fort Walton Beach Roofing Contractor at:
Quality Roofing Solutions
430 Racetrack Rd. NE Unit B
Fort Walton Beach, FL 32547
📞 Call us at (850) 713-5814 or contact us online for a free estimate!